Health insurance
Whether living thousands of miles from home, a frequent traveller or simply someone that demands access to the very best medical care, internationally recognised health insurance plans enable you to choose the cover that you need.We know that what you want from a private health insurance policy, is fast access to private hospitals at a time and place that suits you. We also know that, as far as health insurance policies go, it’s definitely not a case of ‘one size fits all’.
That’s why, we let you tailor your policy to your own needs, and your own budget.
Dental insurance
The available plans promote a preventive dental care approach by encouraging regular attendance at the dentist
Long term care
We may not like to think about it, but a growing number of us will need long–term care when we’re older. If you’ve got elderly parents you may need to pay all or part of their care costs. Figures show that 17% of people aged 85–plus are in long–term care. And with life expectancy increasing this figure is likely to rise.
Long–term care can be expensive – possibly the biggest financial burden any of us will have.
Research by Saga found that the future average cost of a four–year stay in a care home could double from £112,312 to £223,476 in the next two decades. This figure is based on today’s costs increasing by an inflation rate of 2.5% per annum and care home fees increasing by 3.5% per annum.
Fortunately, with some careful planning you can ensure that your needs will be met whatever your circumstances.
Care in the home
This could be the most appropriate and cost–effective option if your care needs are minimal. However, if you need to arrange 24–hour assistance, a live–in nurse or carer can be very expensive.